Core Commitment Understand and adapt to customer’s needs in continually ever-changing markets Constantly innovating every action to bring out the best solutions Collaborate with customers /suppliers to maximize potential and ability to compete in challenging markets Support customers with tools to manage risk Provide employees with an engaging environment that helps them to assume higher responsibilities and carrier growth. GOVERNANCE AND ETHICS Code of Conduct All Directors and Senior Management must act within the bounds of the authority conferred upon them and with a duty to make and enact informed decisions and policies in the best interests of the Company and its shareholders / stakeholders. With a view to maintain the high standards that the Company requires, the following rules / code of conduct should be observed in all activities of the Board. The Company appoints the Company Secretary as a compliance officer

The purpose of safe guarding the code, who will be available to Directors and Senior Management, to answer questions and to help them comply with the code. Honesty and Integrity All Directors shall conduct their activities on behalf of the Company and on their personal behalf with honesty, integrity and fairness. All Directors will act in good faith, with a fair sense of responsibility, competence, diligence and care, and without allowing their independent judgment to be subordinated. Directors will act in the best interests of the Company and fulfill all fiduciary obligations.